Exclusive Finance Rate Offers from BMW Finance.

With better savings on select new BMW models.

With BMW Finance, you have the opportunity to access more competitive interest rates if you make a bigger deposit, helping you save as you enjoy your new Ultimate Driving Machine.

Until 31 December 2026, receive a 5.99% p.a. comparison rate, on a maximum amount financed, on 36 to 48 month loan agreements with a Guaranteed Future Value handback option.

This means that to be eligible for the rate offer, there is a maximum amount we will finance for each model series as outlined below and you’ll need to make a deposit of at least 27% to 39% for the balance of the vehicle drive away price (which will vary depending on vehicle selected).

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THE BMW 118 with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount $46,500

Customer Deposit Required At least 29% of the vehicle drive away price

Finance set up fees $0

Model eligibility New BMW 118 models

Find your next BMW 118 BMW 118 Stock Locator

The BMW M135 xDrive with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount $65,500

Customer Deposit Required At least 30% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW M135 xDrive models

Find your next BMW M135 xDrive BMW M135 xDrive Stock Locator

The BMW 218 Gran Coupé with BMW Finance

Comparison Rate5.99% p.a.

Maximum Finance amount$46,500

Customer Deposit Required At least 31% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW 218 Gran Coupé models

Find your next BMW 218 Gran Coupé BMW 218 Gran Coupé Stock Locator

The BMW X1 sDrive18i with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$46,500

Customer Deposit RequiredAt least 33% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X1 sDrive18i models only

Find your next BMW X1 sDrive18i BMW X1 Stock Locator

The BMW X1 xDrive20i with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$56,200

Customer Deposit RequiredAt least 30% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X1 xDrive20i models only

Find your next BMW X1 xDrive20i BMW X1 Stock Locator

The BMW X1 M35i with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$70,000

Customer Deposit RequiredAt least 32% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X1 M35i models only

Find your next BMW X1 M35i BMW X1 Stock Locator

The BMW X3 20 xDrive with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$70,000

Customer Deposit RequiredAt least 27% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X3 20 xDrive models

Find your next BMW X3 20 xDrive BMW X3 Stock Locator

The BMW X3 40d xDrive with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount $85,000

Customer Deposit Required At least 30% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X3 40d xDrive models

Find your next BMW X3 40d xDrive BMW X3 Stock Locator

The BMW X3 30e xDrive with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount $80,000

Customer Deposit Required At least 32% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X3 30e xDrive models

Find your next BMW X3 30e xDrive BMW X3 Stock Locator

The BMW X3 M50 xDrive with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$99,000

Customer Deposit RequiredAt least 30% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X3 M50 xDrive models

Find your next BMW X3 M50 xDrive BMW X3 Stock Locator

The BMW X5 xDrive30d with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$102,700

Customer Deposit RequiredAt least 32% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X5 xDrive30d models

Find your next BMW X5 xDrive30d? BMW X5 Stock Locator

The BMW X5 xDrive40i with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$102,700

Customer Deposit RequiredAt least 34% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X5 xDrive40i models

Find your next BMW X5 xDrive40i BMW X5 Stock Locator

The BMW X5 xDrive50e with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$102,700

Customer Deposit RequiredAt least 39% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X5 xDrive50e models

Find your next BMW X5 xDrive50e BMW X5 Stock Locator

The BMW X5 M60i with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$136,600

Customer Deposit RequiredAt least 29% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X5 M60i models

Find your next BMW X5 M60i BMW X5 Stock Locator

The BMW X7 xDrive40i with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$136,600

Customer Deposit RequiredAt least 27% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X7 xDrive40i models only

Find your next BMW X7 xDrive40i BMW X7 Stock Locator

The BMW X7 xDrive40d with BMW Finance

Comparison Rate 5.99% p.a.

Maximum Finance amount$136,600

Customer Deposit RequiredAt least 30% of the vehicle drive away price

Finance set up fees$0

Model eligibility New BMW X7 xDrive40d models only

Find your next BMW X7 xDrive40d BMW X7 Stock Locator

Offer valid across the range on select new BMW 118, M135 xDrive, 218 Gran Coupé, X1 sDrive18i, X1 xDrive20i, X1 M35i, X3 20 xDrive, X3 40d xDrive, X3 M50 xDrive, X3 30e xDrive, X5 xDrive30d, X5 xDrive40i, X5 xDrive50e, X5 M60i, X7 xDrive40d and X7 xDrive40i models with finance applications submitted and approved with vehicles ordered and delivered between 01.10.2026 and 31.12.2026.

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Terms and Conditions

BMW Finance, Australian Credit Licence 392387. Fees, charges, conditions and eligibility criteria apply. BMW Finance reserves the right to change or withdraw the offer at any time. Lease arrangements are not eligible for the offer. Participating authorised BMW dealerships only. Cannot be combined with other offers.

Comparison Rate Warning. Comparison rate based on a 5 year secured loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Government Charges apply.

BMW Full Circle in the case of a loan, consists of an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. Financing with a final balloon payment may lower regular repayments (compared to a similar term with no balloon), but total interest charges will be higher.