A New Era of Driving
If you’ve ever imagined driving a BMW that blends cutting-edge innovation with unmistakable style, the time is now. The all-electric BMW iX3 delivers dynamic performance, premium comfort, and intelligent design, offering exceptional value alongside an attractive finance package.
Through a BMW Novated Lease powered by Smart™, if your employer approves, you can salary package your new BMW and unlock a host of potential benefits, including the opportunity to take advantage of the government’s Fringe Benefits Tax (FBT) exemption for eligible electric vehicles.
From 1 July 2026, enjoy more value-added benefits when you lease a new BMW iX3 40 model with a BMW Novated Lease powered by SmartTM including:
The BMW iX3 40 with no Maintenance package
Estimated weekly cost to take home pay $232.00
Estimated tax savings over the Lease term $28,300.00
Term 60 Months
BMW Full Circle Included with a Guaranteed Future Value handback option
Maintenance package None included
The BMW iX3 40 with a Maintenance package included
Estimated weekly cost to take home pay $332.00
Estimated tax savings over the Lease term $40,500.00
Term 60 Months
BMW Full Circle Included with a Guaranteed Future Value handback option
Maintenance package Ongoing Maintenance, Tyre, Registration/CTP, Insurance, Charging and Roadside Assistance packages included.
A BMW Novated Lease powered by SmartTM may offer savings with:
- The possibility of reducing your taxable income and paying for your BMW from your pre and post-tax salary
- Potential savings on GST in relation to both the vehicle and running costs
- The ability to roll your running costs, including fuel, insurance, servicing, registration and more, into one simple monthly repayment with SmartTM, so your budget stays smooth and your experience stays premium
Available on new and demonstrator BMW iX3 40 models with 24 to 60 month finance applications submitted and approved with vehicles ordered between 01.07.2026 and 31.08.2026 and delivered by 31.12.2026. Offer available exclusively at participating BMW Dealerships.
This is more than a finance offer, it’s the future of driving, electrified.
Terms and Conditions
Fees, conditions and eligibility criteria apply.
Estimated weekly cost on your take-home pay assumes: 1. Employer agrees to salary package arrangements and pays lease payments from pre-tax salary; 2. FBT electric vehicle exemption applies; 3. NSW vehicle drive away price (price varies by state/territory); 4. Base model vehicle with no added options at the manufacturer recommended vehicle drive away price (including novated lease discount) available at participating BMW dealers only; 5. 2025-2026 PAYG Income Tax brackets. Offer calculated for an annual income of $100,000 and a kilometre allowance of 10,000kms per annum.
Estimated Tax Savings over Lease Term compare: 1. total novated lease instalments plus residual value (RV) plus GST on the RV; against 2. total instalments for a secured loan financing the full GST inclusive driveaway price (with a balloon equivalent to the novated lease RV) at an interest rate equal to the implicit lease rate for the novated lease.
Offer conditions and details include: (a) New vehicles must be ordered and delivered, and lease applications submitted and approved with vehicles ordered between 01.07.2026 and 31.08.2026 and delivered by 31.12.2026 (BMW Finance reserves the right to change or withdraw any offer at any time); (b) BMW Full Circle Novated Lease includes a guaranteed future value option with no residual value risk on lease expiry provided fair wear and tear and kilometre requirements met; (c) Lease payments [and residual value amounts] include GST; (d) Lease terms require monthly instalments, and equivalent weekly amounts are quoted for comparison.
The information on this website is of a general nature and for your information only. Tax savings and cost to take-home pay are: (a) indicative and estimates only; and (b) can vary depending upon personal circumstances. Savings results should not be taken as a substitute for independent professional taxation and financial advice and tax advice is recommended as to any potential incentives and benefits that may be available in relation to novated leasing of electric vehicles.
With BMW Full Circle, when you return the vehicle to us, its value is locked in so your termination liability is not affected by fluctuations in value, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The Guaranteed Future Value is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and odometer cannot exceed 10,000km at contract commencement.
Offer: (a) cannot be combined with other offers and may be changed or withdrawn at any time; and (b) only available on novated lease arranged at a participating authorised BMW Dealership.
Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.